The Reliable Financing Experts
Business Financing Facilities
Access to business capital is essential for companies operating in the rapidly expanding markets of the UAE, GCC, and Middle East. Almas Capital's financial advisors can help you in three areas essential for your business:
Operating Lines of Credit - Overdraft Facilities:
Every business needs the cash to operate and fill the gap between accounts payable and receivable. An Almas Capital arranged operating line of credit acts as a cushion to help you manage seasonal cash shortfalls and make hiring or purchase decisions now that will pay off in the future.
Secured against accounts receivable and inventory, an operating line gives you access to the cash you need day to day so your business stays steady and more agile. Whether you are looking for financing to help pay accounts payable during a peak period or need to purchase seasonal inventory, Almas Capital can arrange a credit solution for you.
Import - Export Letters of Credit:
For exporters, the principal risk is non-payment for goods which have been shipped. At Almas Capital, our goal is to help exporters minimize this risk, increase their sales, and ensure that they receive payment when selling goods to a foreign buyer. Take comfort knowing when you ship merchandise and present your documents in conformity with the L/C, payment will be forthcoming from the bank which issued the letter of credit.
The principal risk for importers is not receiving goods, which were ordered and paid for. While we cannot eliminate that risk completely, a letter of credit can enable you to provide your supplier with an undertaking of payment, and often specify shipping and payment dates to coincide with your inventory requirements and cash flow demands.
Asset and Equipment Financing:
Asset-based financing is secured by assets that have a readily determined value. Usable collateral can include inventory, machinery and equipment, accounts receivable, securities, and real estate. UAE Businesses have long relied on asset-based funding to provide cash they can use for operations, acquisitions, debt consolidation and growth.
Almas Capital can help companies with strong A/R, inventory, real estate or securities to choose from a variety of asset-based financing alternatives. The financing itself can take the form of anything from a loan to a revolving line of credit to an equipment lease.
